Terms of Use

Effective date: [EFFECTIVE_DATE]

These Terms of Use govern your use of this website operated by Randolph Health Services ("RHS," "we," "us"). By using the site, you accept these Terms. If you do not agree, please do not use the site.

Purpose of This Site

This site provides informational and marketing content about products offered by Health Compass Inc., including Vital Direct and Vital 110. The site is intended for United States residents only.

Important Disclaimers — Please Read

• This site does not provide insurance, tax, legal, medical, or financial advice. Content is for general information only.
• Vital Direct is a membership program. It is NOT insurance. It is a direct-to-consumer virtual-care membership and does not provide the benefits or protections of an insurance policy. Vital Direct is not available in New York, and availability of all products varies by state.
• Vital 110 is an employer-sponsored Section 125 supplemental health plan offered only through licensed health insurance agents and provided and administered by Health Compass Inc. Nothing on this site constitutes an offer to sell insurance by RHS.
• RHS is an independent marketing organization. The products described on this site are provided and administered by Health Compass Inc. RHS does not underwrite, insure, or administer any product.
• No guarantee of savings, tax outcomes, or earnings. Any figures shown on this site — including savings estimates, tax calculations, and compensation examples — are illustrative only. Actual results depend on your circumstances. Consult your own tax, legal, and financial advisors before making any decision.
• No earnings guarantees for agents. Any references to agent compensation are examples only; no income is typical or guaranteed.

Use of the Site

You agree to use the site lawfully and to provide accurate information in any form you submit. You may not interfere with the site's operation, attempt unauthorized access, or scrape or copy site content for commercial use.

Intellectual Property

The site and its content — text, graphics, logos, calculators, and downloadable materials — are owned by RHS or its licensors (including Health Compass Inc. with respect to its product materials and trademarks) and are protected by copyright and trademark law. You may view and download content for personal, non-commercial use only. No other license is granted.

Third-Party Links

The site may link to third-party websites, including the Health Compass Inc. portal and enrollment pages. Those sites are governed by their own terms and privacy policies. RHS is not responsible for third-party content or practices.

Limitation of Liability

To the fullest extent permitted by law, RHS, its principals, and its representatives will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the site or reliance on its content. Our total liability for any claim relating to the site will not exceed $100. Some states do not allow certain limitations, so some of these limits may not apply to you.

Indemnification

You agree to indemnify and hold harmless RHS and its principals, employees, and representatives from claims, damages, and expenses (including reasonable attorneys' fees) arising from your misuse of the site or violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of [STATE], without regard to conflict-of-law rules. Any dispute will be brought in the state or federal courts located in [STATE/COUNTY].

Changes

We may revise these Terms at any time by posting an updated version with a new effective date. Continued use of the site after changes take effect constitutes acceptance.

Contact

Randolph Health Services — [PHYSICAL_ADDRESS] — [CONTACT_EMAIL]